First Investment Company helps the clients with debt and capital restructuring. We provide conventional as well as innovative solutions to corporates across sectors and geographies seeking to restructure their borrowings. We leverage on our strong relationships with banks, lawyers, tax consultants, corporates and regulatory regimes in providing customized, structured solutions to our clients such as:
Restructuring normally is accomplished in three ways: via an extension, a composition, or a debt-for-equity swap. An extension occurs when creditors agree to lengthen the debtor firm's repayment period. Creditors often agree to suspend temporarily both interest and principal repayments.
Since creditors of corporates are generally banks and non-banking financial companies (NBFCs). The corporate debt restructuring is done by lowering the amount of payable towards the debt. Also, the interest rate is lowered. However, the repayment tenure is enhanced, which would help the company in paying the outstanding dues.